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For many reasons, having a conversation about the possibility of needing to be looked after in our old age is one that doesn’t come easily, but it’s an important conversation to have, and more importantly, something that we all should plan for.
There are several things to consider, but by taking control now, you can be prepared, and that makes everything easier.
There are so many options available – from retired independent living communities, to end-of-life palliative care, and specialist facilities, as well as a growing number of in-home services that enable you to stay in your own home for as long as possible with regular visits from nurses and other medical professionals, as well as driving services, grocery delivery, meal preparation, washing, cleaning and more.
If you haven’t already done so, do some general research and find out what’s available. It’s worth thinking through the options and where you want to be located, as well as the potential costs involved.
Are you eligible for government funded services? Or will you need to access privately run services?
Is it likely you may be caring for someone else? How do you want to manage this care, and what services are available to support you as a carer?
There are also the legalities to think of, such as making sure you have a valid will in place, so that if you pass away, all of your affairs can be dealt with smoothly. This takes the stress off loved ones at a time when they are already grieving. Your will should clearly set out your wishes for the distribution of your assets after your death. This ensures that your assets are protected and distributed the way you want them to be.
It’s also worth considering appointing an Enduring Power of Attorney. This gives a trusted person you nominate the ability to act on your behalf if for any reason you are no longer able to make decisions for yourself – in regard to financial and legal matters, as well as decisions about ongoing medical care.
There are many sensitivities involved in making these arrangements. We can talk you through what you might need and help you to make confidential decisions for if and when the time arises. Contact us to make an appointment.