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Nick Molnar, the co-founder of Afterpay, once famously declared that: “Millennials are more scared of credit-card debt than they are of dying.”

You know what? I definitely don’t agree with him.

Even if you haven’t walked down the aisle and officially said those wedding vows out loud along with ‘I do,’ but you’re serious about a long-term relationship, then you need to get serious about money, too.

With interest rates so low, it’s worth considering the idea of borrowing to invest.
What are the pros and cons?

Property owners around the country are collectively rejoicing. After two rounds of official rate cuts from the Reserve Bank, many have just received notification that new rates are now in force and mortgage repayments will be reduced.

There’s an old saying that goes: ‘You are the company you keep’. Essentially, this means that a lot of who you are and what you stand for, is reflected in your closest relationships.

Just the other day I was talking to a friend and his wife who recently returned from a family trip to Canberra with their four children aged between 7 and 13.