The Step Up Process

“Risk comes from not knowing what you’re doing.” ~ Warren Buffet

If you don’t have a clear plan, are concerned, confused or unsure about your financial goals, we can help you step up and take control with our 5-step process.

  • 1. Uncover

    Our partnership starts with a session with one of our experienced Money Coaches and planners, and we take a deep dive into your life to uncover who you are. We talk about where you are right now in life and where you’d like to be. We talk about goals, dreams and aspirations. We take a snapshot of your life on our ‘You and Yours’ notepad which really does create the foundation for financial change.

    It’s a big step … and it’s the first day of the rest of your life.

  • 2. Strategise

    From your unique ‘You and Yours’ detailed snapshot, we asses cash flow, goals, time-frame, assets and insurances, thinking deeply about your individual risk profiles and investment attitudes…

    …and we create a strategy for wealth accumulation and wealth protection. At the end of this strategy meeting, clients often say they feel confident, calm and excited about the road ahead.

  • 3. Opportunity

    “Life is about making – and taking – opportunities.”

    Your strategy could include recommendations on Budgeting, Savings and investment plans, Share portfolios, Cash management, Wealth protection cover (including Income Protection Insurance, Trauma, Critical Illness and Life Insurance), Superannuation and retirement (including an SMSF)

    We work together to create opportunities for you to reach your goals, and your financial plan will become your most valuable asset.

  • 4. Launch

    Once you’ve signed an Authority to Proceed, we start to implement your plan. We understand you’re time poor, so our experienced and caring money coaches and financial advisers work hard to take the stress and complexities away by managing all the paperwork … supporting and providing you with the ongoing tools you need to step up and take control.

    The clarity and peace of mind you’ll get from knowing you are managing your money and stepping up really are priceless.

  • 5. Review

    Our partnership with you continues as we journey together towards a strong, secure financial future. We meet for half yearly or annual reviews – or whenever you require it.

    We ask the hard questions. Are you on track? Are you where you need to be? Where you planned to be? What do we need to change, to get back on track?

    Because having a financial life plan and regularly reviewing that plan help us to stay on track. With so many distractions and noise in our world it’s vital to take time out and get some clarity around where we are and where we want to be.

    “You’ve got to start early … and you’ve got to step up.” ~ Julie Nipperess

    Are you ready to Step Up and take control? Contact Julie and the Step Up team today.

Need more information? Get in touch with Step Up Financial