Wealth Accumulation:
25 - 45 years

Between the ages 25 – 45 years is an excellent time to grow your wealth and prepare for a successful financial future. The wealth accumulation phase typically occurs when individuals invest in brick-and-mortar real estate, contribute significantly to their super funds through their salaries, create passive income streams, and establish and grow their businesses. 

It is a critical time to have a level of financial literacy, and a solid financial plan can help lay the foundation for a successful economic life.

Happy young customers couple ready to sign bank loan agreement meeting broker agent

You are ready for wealth accumulation?


You are ready to take a step toward accumulating wealth.  Now is a great time to start your journey toward financial independence.

At Step Up Financial we know the earlier you start, the better off you will be.  Our role is to help set you on the path of financial independence and literacy.  We’ve helped hundreds of people like you secure their financial futures with tailored plans that move and grow as you do.

Set a clear financial plan now


25-45 years is one of the most active periods of your life, regardless of your choices, and a time when thinking about your financial future is not always the highest priority. Engaging a qualified and experienced financial planner now will pay dividends. We will help you navigate the changing economic landscape and help manage shifting work and family cycles that will come your way. 

At Step Up Financial, our qualified financial planners will guide you with an achievable financial plan that enables your financial lifestyle to be flexible while maximising financial opportunities.

The sooner you start, the clearer the pathway will be.

Family running at autumn park

A financial planner gives you back financial control


A financial planner can be akin to a life partner, providing invaluable guidance and support throughout your financial journey. Just as a life partner understands your dreams, aspirations and values, a skilled financial planner takes the time to comprehend your unique financial goals, risk tolerance and long-term vision.

They become your confidant in matters of money, helping you navigate the complexities of budgeting, investing and retirement planning.

How we help you


This life stage is characterised by significant life transitions. Starting and possibly changing a career path, getting married, buying a home, or starting a family. A financial plan helps you prioritise your goals and allocate resources accordingly, to embrace these milestones without incurring unnecessary debt or financial stress. A financial plan encourages disciplined saving and investing, which can lead to long-term wealth accumulation and financial security.

Beautiful pregnant woman with her husband and young daughter in green garden

A financial plan in your 20s and 30s promotes financial literacy and responsible money management. It encourages you to track your expenses, create a budget, and build good financial habits early on. This knowledge and discipline benefits you in the short term and lays the groundwork for a lifetime of wise financial decisions.

At Step Up Financial, we specialise in expert advice on budgeting, debt management, superannuation, retirement planning, asset financing, direct share portfolios and research, investing strategies, personal insurance, estate planning and aged care advisory.

We understand that everyone has their unique situation. Whatever your circumstances, sourcing professional financial planning advice will make a positive difference.

Are you ready to Step Up and take control?


When you’re ready to step up and take control, contact our local team of experienced financial planners today.

Articles


An essential guide to estate planning at any age


It’s incredibly difficult to consider our own mortality and the life that continues after we pass on, but when it comes to personal finance, estate planning is a necessary factor to consider.

Top tips for managing a new mortgage


If you’ve recently bought a home and are still wrapping your head around it all, take a look at some of our top tips for managing your new mortgage.

The 5 steps to starting your superannuation journey off right


For many young Australians in their 20s and 30s, having enough personal wealth seems like something completely unattainable. But at Step Up Financial, we’re on a mission to make wealth accessible to everyone. We believe superannuation is a key component to building your personal wealth.

Need more information? Get in touch with Step Up Financial


    • 107 Moulder Street,
      Orange, NSW 2800

      PO Box 2499
      Orange, NSW 2800

    • (02) 6362 5445

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