Retirement with financial stability
When it is time to retire, having a solid financial plan relieves financial stress and enables you to enjoy the golden years of your life in confidence.
Early retirement planning is the opportunity to set clear financial goals and develop a strategic roadmap. It enables individuals to use compounding factors that supercharge their retirement savings as the years roll on.
Turning 50 is a great trigger point
If you haven’t started planning for retirement, then turning 50 is a great trigger point to get the ball rolling. While your superannuation is likely your largest savings vessel, is it working hard enough for you to retire comfortably?
Various investment strategies are available, and taking the time to talk with a professional financial advisor and planner is a worthy exercise. Most individuals turning 50 have 10-15 years left to maximise their retirement returns before retirement. Settling for the status quo could cost you thousands of dollars in your post-working life.
Key factors to successful retirement planning
While it’s hard to predict the future, it’s important to plan for it. At Step Up Financial, our mission is to ensure you have ticked all the boxes and have a solid, flexible and realistic retirement plan that covers any eventuality.
Our planners will get to know your personal needs and circumstances. Through our conversations and experience in implementing successful retirement plans for a wide variety of clients, we develop retirement strategies tailored to your specifications.
We determine your financial goals: your desired retirement age, expected expenses and lifestyle choices.
We develop an investment strategy that aligns with your risk tolerance and time horizon and diversify your investments across different asset classes to maximise returns.
Our planners will help you implement an emergency fund to cover unexpected expenses like medical bills or home repairs and step you through the cost of healthcare and how you will cover these expenses. We investigate long-term care insurance and other healthcare plans to ensure you have adequate coverage for your needs.
We will help you develop estate planning strategies and ways to turn assets into retirement cash flow.
Live better for longer.
How we help you
As fully qualified, experienced financial planners, we can help you through retirement planning. We are a full-service financial planning firm specialising in professional budgeting strategies, debt management, superannuation, retirement planning, asset financing, direct share portfolios and research, investing strategies, personal insurance, estate planning and aged care advisory.
Are you ready to Step Up and take control of YOUR financial future?
Using the Step Up Financial Process, we help you launch the plan that will grow your wealth, protect your wealth and keep you in control.
Step Up and take control of your financial future by contacting our local team of experienced financial planners today.