Team

As the second eldest of 6 girls growing up on a drought-ridden farm in the 80s, Julie Nipperess has seen hardship. “I’ve done poor, I know what poor feels like. And you don’t have to be there. Poor’s not the absolute disaster but why would you choose it if you had an alternative?”

Client Services Specialist Cindy Carnie started her career at one of the big banks, and worked her way up through the ranks over 23 years. She’s the kind of person who gets excited when she talks about money, and feels passionately about teaching young ones the value of money.

Carolyn joined the Step Up Financial Group in 2020. Prior to joining Julie Nipperess and the team, Carolyn worked in the Financial Services Industry for several years, and had a successful career as a lending manager for the Commonwealth Bank.

Helping people to improve their financial situation is what Zoe Adams-Sutherland loves most about her role with Step Up Financial Group. Zoe recently moved to Bathurst from Sydney and joined Step Up in 2019.

At the beginning of 2019, after more than a decade of experience working as a Financial Planner in the finance industry, Jason Rapley started Dare Financial.

With a solid background in managing small businesses, Michael has a passion for small and micro businesses and is committed to understanding the unique issues they face.

As Implementation Manager, Ricky develops processes to introduce new programs and systems to help our team function more efficiently and effectively.