Team

As the second eldest of 6 girls growing up on a drought-ridden farm in the 80s, Julie Nipperess has seen hardship. “I’ve done poor, I know what poor feels like. And you don’t have to be there. Poor’s not the absolute disaster but why would you choose it if you had an alternative?”

Client Services Specialist Cindy Carnie started her career at one of the big banks, and worked her way up through the ranks over 23 years. She’s the kind of person who gets excited when she talks about money, and feels passionately about teaching young ones the value of money.