Team

As the second eldest of 6 girls growing up on a drought-ridden farm in the 80s, Julie Nipperess has seen hardship. “I’ve done poor, I know what poor feels like. And you don’t have to be there. Poor’s not the absolute disaster but why would you choose it if you had an alternative?”

Client Services Specialist Cindy Carnie started her career at one of the big banks, and worked her way up through the ranks over 23 years. She’s the kind of person who gets excited when she talks about money, and feels passionately about teaching young ones the value of money.

Julie’s responsibilities include most aspects of office administration, an important job that ensures the client service team has everything they need, and that the office itself runs as efficiently as possible.

Carolyn joined the Step Up Financial Group in 2020. Prior to joining Julie Nipperess and the team, Carolyn worked in the Financial Services Industry for several years, and had a successful career as a lending manager for the Commonwealth Bank.

She joined Step Up Financial Group in 2019 in an administration support role, and has recently moved into the role of Paraplanner, researching, modelling and preparing financial options and plans for clients.

Helping people to improve their financial situation is what Zoe Adams-Sutherland loves most about her role with Step Up Financial Group. Zoe recently moved to Bathurst from Sydney and joined Step Up in 2019.

Courtney is currently studying an Advanced Diploma of Paraplanning alongside her Bachelor of Marketing and Communications, which keeps her extremely busy when she is not at work.

At the beginning of 2019, after more than a decade of experience working as a Financial Planner in the finance industry, Jason Rapley started Dare Financial.

With a solid background in managing small businesses, Michael has a passion for small and micro businesses and is committed to understanding the unique issues they face.