When Michael* first visited Julie at Step Up Financial, income protection insurance was the last thing he thought he needed.
The 23-year-old auto electrician was in the prime of his life, earning a great salary in the mining industry and enjoying sports, camping and time with his close-knit family.
But when an errant kangaroo knocked Michael off his motorbike in 2018, it turned his life upside down.
His horrific injuries didn’t just lead to hospital stays – he could no longer do many of the sports and activities he enjoyed, and he was left unable to work.
Thankfully, Michael had heeded Julie’s advice and protected his financial future with income protection insurance.
Long-term security
When Michael was working in the mining industry, he was keen to ensure his money was working for him. A friend suggested the assistance of a financial advisor.
“I really wanted to get my finances sorted,” Michael says.
“My friend told me about Julie and the team at Step Up Financial and how they had been helping them with their finances, so she came highly recommended.
I always like to make my own judgements before committing to anything, so I went to see Julie and whether she could help me.”
After their first appointment, Michael was sold.
“From that first meeting I was very impressed; she was great,” he says.
“She helped me get my superannuation in order and look at my investment options. It was really about making sure I had a long-term plan.”
Prepared for the worst
When disaster struck Michael just a year or two after that first meeting, it was Julie’s assistance that proved invaluable in staying on top of his finances.
“Thankfully, Julie had recommended income protection insurance and TPD insurance,” Michael notes.
“That really saved us financially. I haven’t been able to work since the accident, so it helped us keep our house and took a lot of the financial burden off.”
And it wasn’t just the money that proved so helpful, but Julie’s assistance.
“Julie handled everything,” Michael says.
“It really helped so much.”
A secure and happy future
With a fiancé and a seven-week-old baby at home, Michael’s life has changed again, but in the best possible way. But it was his decision to seek financial assistance that allowed him to protect his family financially.
When asked what he would recommend for people without a financial advisor, Michael was quick to answer.
“Call Julie… yesterday,” he says.
“She is so professional and knowledgeable and welcoming.
And everything is so easy because she really does handle everything.
The investment in Julie has been 100% worthwhile. I really don’t know how we would have kept our heads above water without her.”
Are you ready to Step Up and take control of YOUR financial future?
As fully qualified, experienced financial planners, Julie and our team of financial planners are able to help you, based on your own individual circumstances and values.
We’re able to help you understand, grow and manage your money.
Using the Step Up Financial Process, we help you launch the plan that will grow your wealth, protect your wealth and keep you in control.
Step up and take control of your financial future by contacting our local team of experienced financial planners today.
* Name changed to protect privacy.